Small Business Loans
Independent Funding Advisor is Changing the Way Small Businesses Access Capital
Independent Funding Advisor uses technology to focus on the true health of your business – not just credit scores.
A strong cash flow and good payment behavior demonstrate the performance of your business and can help you to qualify for business loans from $5,000 up to $150,000. By reviewing business performance in addition to credit history, we can identify healthy businesses that others pass by.
Our cutting-edge technology allows us to make decisions quickly and fund loans fast. Applications for loans under $25,000 may be approved in as fast as one hour, and loans from $25,000 to $150,000 may be approved in as fast as one business day.
About Our Loans – The Basics
| FEATURE | |
|---|---|
| Loan Size | $5,000 – $150,000 |
| Terms | 3 – 18 Months |
| Payment | Daily payments from account via ACH (Automated Clearing House) |
| Security | Personal Guarantee and in some cases a lien on the assets of the business (not real property, specific or personal assets). |
| Timing | Decisions in as fast as 1 business day, funding in as fast as 2 business days |
About Our Loans – Eligibility
| REQUIREMENTS | |
|---|---|
| Time in Business | We make loans to businesses that have been generating revenue for 1 year. |
| Location | US or Puerto Rico-based |
| Industries | Over 200 different industries, including restaurants, retailers and other service providers. |
| Credit | Because we value cash flow over credit scores, we work with small business owners with a wide range of personal credits scores |
Independent Funding Advisory 